Smart Finance Preparation. Clear. Efficient. Compliant.
AI-powered finance preparation and process support, working alongside New Zealand licensed financial advisers to help clients navigate the home loan journey with clarity and confidence.
Who We Work With：
-
New Zealand citizens, permanent residents, and valid visa holders
-
Home buyers and property investors
-
Clients who value preparation, clarity, and compliance
Not suitable for clients seeking guaranteed outcomes or rate-only comparisons.
What We Do
-
AI-assisted finance pre-assessment and information gathering
-
Document preparation and process guidance
-
Workflow support for New Zealand licensed financial advisers
We do not provide lending advice. All lending advice is provided by licensed financial advisers.
How It Works
Step 1 | Smart Pre-Assessment
Complete our AI-assisted pre-assessment to organise your basic information, financial background, and goals.
This step is for information gathering only and does not involve lending advice.
Step 2 | Finance Preparation
We support clients with document preparation, process guidance, and early identification of potential issues to improve clarity and efficiency before formal advice is provided.
Step 3 | Licensed Advice & Decision
All lending advice, bank selection, and loan recommendations are provided by New Zealand licensed financial advisers in accordance with regulatory requirements.
All finance decisions and lending advice are provided by a dedicated New Zealand licensed financial adviser.
AI tools are used to support preparation, clarity, and efficiency — not to replace professional advice.
Our services
Our services combine AI-assisted finance preparation with personalised advice from a New Zealand licensed financial adviser.
AI is used to improve efficiency, clarity, and organisation, while all lending advice, bank selection, and final decisions are provided by a dedicated licensed adviser.
This approach ensures a compliant, human-led advisory experience — supported by technology, not replaced by it.
Finance preparation support
We support clients in organising financial information and understanding their readiness before entering the formal lending process.
This preparation allows the licensed adviser to focus on suitability assessment and strategy, rather than basic data collection.
Process guidance
We provide clear, non-advisory guidance on the home loan process, helping clients understand each stage, timelines, and information requirements before formal advice is given.
Document Preparation & Review
We assist with document preparation and review to improve completeness and consistency, supporting smoother communication between clients, licensed advisers, and lenders.
AI-Assisted Communication & Follow-Up
AI-assisted tools are used to support timely communication, reminders, and follow-ups, ensuring clients stay informed while the licensed adviser remains responsible for all advice and decisions.
Apex Connect Finance provides finance preparation and process support services only.
All lending advice, product recommendations, and final decisions are provided by New Zealand licensed financial advisers.
Ready to move forward with confidence?
Start with a smart pre-assessment to organise your information and understand your readiness.
From there, a New Zealand licensed financial adviser will provide personalised, regulated lending advice based on your situation.
Choosing the right finance pathway starts with clarity and understanding.
Below are answers to common questions about our services, how AI is used, and how licensed financial advisers are involved in the lending process.
“The preparation process was very clear and structured.
The tools helped me organise my information efficiently before speaking with a licensed adviser.”
“As a first-time buyer, I appreciated having the process explained step by step.
It helped me feel more prepared and confident going into formal discussions.”
“I valued the focus on compliance and transparency.
Everything was clearly explained, and I always understood which steps involved licensed advice.”
Contact us
Location
Auckland, New Zealand